Dream Home by the Lake: This Week’s Best Deal!

Deal of the Week: 104 Clifford St., Quinte West

If you’ve been searching for the perfect blend of comfort, charm, and location, look no further than our Deal of the Week! This stunning four-bedroom, two-bathroom home in the sought-after Barcovan Beach community offers everything you need for a relaxing lifestyle just steps away from Lake Ontario.

A Home Designed for Comfort and Style

Listed at $649,900, this spacious residence boasts cathedral ceilings, skylights, and a cozy fireplace—features that make this house a warm and inviting space for any family. The open-concept kitchen is perfect for entertaining, while the versatile lower level provides a recreational room, a potential fifth bedroom, and even a propane fireplace for those chilly nights.

Step outside and you’ll find an outdoor oasis with a fire pit and pond, creating an ideal retreat for peaceful mornings or lively gatherings with friends and family. This home is move-in ready and waiting for its next owners to create lasting memories!

Property Transformation: Bringing Out the Best in Your Home

Interior design plays a significant role in making a house feel like home, and our featured designer, Shae Austen, has some expert recommendations to elevate this property even further.

1. Master Bedroom Makeover: A soothing color palette with soft, light gray walls can create a serene retreat ideal for rest and relaxation.
2. Kitchen Refresh: Restaining the cabinets with white paint and adding sleek matte black hardware would modernize the space, making it feel airy and inviting.
3. Outdoor Living Space: The backyard holds incredible potential to become an outdoor living room. Cozy seating, an outdoor rug, and string lights would transform it into a warm and inviting space for both relaxation and entertaining.

With just a few updates, this home could achieve a fresh, cohesive vibe that seamlessly blends indoor comfort with outdoor charm.

Breaking Down the Numbers: Affording Your Dream Home

Buying a home is a significant investment, and understanding your financial options is key. Here’s a breakdown of estimated costs for purchasing 104 Clifford St. with different down payment options:

• Minimum Down Payment (5%): $39,990

  • Mortgage Insurance: $24,396
  • Mortgage Amount: $634,306
  • Estimated Monthly Payment: $3,385

• 10% Down Payment: $64,990

  • Mortgage Insurance: $18,132
  • Mortgage Amount: $603,042
  • Estimated Monthly Payment: $3,218

• 20% Down Payment: $129,980

  • No Mortgage Insurance Required
  • Mortgage Amount: $519,920
  • Estimated Monthly Payment: $2,774

These calculations are based on a 4.14% interest rate and a 25-year amortization period. For more details and personalized financing advice, Rachel Adams, a trusted mortgage agent, is available to guide you through the process.

Why This Home is the Best Deal This Week

Beyond the stunning interior and desirable location, 104 Clifford St. offers an incredible investment opportunity in one of Quinte West’s most sought-after neighborhoods. Whether you’re looking for a primary residence, a vacation getaway, or an income property, this home checks all the boxes.

Interested in scheduling a showing? Contact Erin Corcoran, REALTOR® with RE/MAX Prime Properties at 705-305-1748 or via email at erincorcoran.remax@gmail.com. Don’t miss your chance to own this fantastic property!

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