Deal of the Week: Your Dream Lakeview Lot in Kawartha Lakes

Deal of the Week: Your Dream Lakeview Lot in Kawartha Lakes

If you’ve been dreaming of building your own lakeside retreat, this week’s featured property is the perfect opportunity. Located at 77 Antiquary Beach Rd N in the picturesque Kawartha Lakes, this 50 x 240 ft wooded lot offers everything you need to create a peaceful haven. With deeded lake access just steps away, stunning sunset views, and the potential for year-round living, this lot is a rare and affordable gem.

In this blog, we’ll break down everything you need to know about this "Deal of the Week"—from the property’s standout features to creative transformation ideas and financing tips to make this dream a reality.


🌿 Property Highlights: Why This Lot is a Hidden Gem

1. Prime Location with Lake Access

Nestled in the tranquil Kirkfield community of Kawartha Lakes, this lot offers the best of both worlds: peaceful seclusion and convenient access to modern amenities. The property features deeded lake access just across the street, allowing you to enjoy swimming, boating, or fishing without the hefty waterfront property price tag.

Imagine waking up to the sound of birds, enjoying your morning coffee on a rooftop deck with unobstructed lake views, and winding down your day with breathtaking sunsets. This setting offers a serene escape from the hustle and bustle—ideal for a vacation property, retirement home, or even a year-round residence.

2. Spacious and Versatile Lot

With a 50 x 240 ft lot size, you’ll have plenty of space to bring your vision to life. The wooded surroundings provide privacy and a beautiful natural backdrop. Plus, the property offers parking for up to 7 vehicles, including space for an RV or truck, making it perfect for hosting family and friends.

The cul-de-sac location adds to the charm, creating a quiet and safe environment with minimal traffic. Plus, the lot’s level topography makes it easy to build on, offering you more flexibility when it comes to construction.

3. Low Property Taxes & Affordable Investment

With property taxes at just $341, this lot is a budget-friendly investment. Whether you’re planning to build soon or hold onto the land as a future asset, the low carrying costs make it a smart choice.


🏑 Envisioning Your Future Retreat

1. Elevated Home with Rooftop Deck

One of the most exciting possibilities for this lot is building an elevated home on stilts. This design would allow you to maximize the lake views, even with the road between the lot and the water. A rooftop deck would be the perfect spot to watch the sunset or stargaze on clear nights.

2. Modern, Eco-Friendly Cottage

Imagine creating a sustainable escape featuring energy-efficient upgrades like solar panels and smart home technology. With thoughtful design, you can enjoy a modern, minimalist lifestyle that prioritizes comfort, simplicity, and connection to nature.

3. Cozy Family Getaway

For those looking for a cozy family retreat, consider building a rustic cottage with a spacious porch, outdoor fire pit, and garden shed for extra storage. The wooded surroundings offer a natural playground for kids, while the nearby lake access provides endless opportunities for water activities.


πŸ’‘ Property Transformation Ideas

1. Outdoor Oasis

Take advantage of the large lot size by creating your own outdoor paradise. You could add:

  • Fire pit area with built-in seating for summer evenings.
  • Outdoor kitchen or barbecue station for entertaining.
  • Hammock or lounging area surrounded by the towering trees.
  • Garden shed with stylish landscaping accents.

2. Year-Round Comfort

While this property offers a perfect seasonal escape, it also has the potential for year-round living. With the right upgrades, you can enjoy this serene setting in every season. Adding insulation, a heating system, and modern amenities would transform it into a comfortable permanent residence.


πŸ’° Breaking Down the Numbers: Financing Options

Purchasing vacant land requires a different financing strategy than buying a traditional home. Since vacant land can’t be financed with a traditional mortgage, here are two smart options:

1. Pull Equity from Another Property

If you own a home or another property, you can use its equity to secure a loan for this lot. By leveraging your existing real estate, you can tap into funding without depleting your cash reserves.

πŸ’‘ 2. Use Private Financing

Another option is private financing through a short-term loan. Here’s what you can expect:

  • Interest rates: 8.49%–10%
  • Lender fee: 1.99%
  • Broker fee: 1%

While private loans come at a higher cost, they offer flexibility. The goal is to secure the lot now and refinance later once the land has been developed or its value increases.


🌲 Why Invest in Kawartha Lakes?

The Kawartha Lakes region is a highly desirable destination for both vacationers and homeowners. Known for its scenic lakes, charming small towns, and outdoor recreation, the area offers a peaceful lifestyle while still being accessible to the GTA.

🌊 Lifestyle Benefits

  • Water Activities: Boating, fishing, and swimming right at your doorstep.
  • Nature Exploration: Hiking trails, parks, and wildlife in the area.
  • Local Attractions: Quaint shops, restaurants, and golf courses nearby.

πŸ“ˆ Potential for Growth

As more people seek retreats from city life, properties in areas like Kawartha Lakes are becoming increasingly sought after. Investing in vacant land now could offer significant appreciation potential in the years to come.


Why This Lot is a Must-See Deal

This "Deal of the Week" offers an unbeatable combination of affordability, location, and potential. Whether you’re dreaming of a peaceful weekend getaway or planning to build your forever home, this lot is a blank canvas waiting for your vision.

✔️ Deeded lake access just steps away.
✔️ Spacious lot with room for creative builds.
✔️ Low taxes and year-round accessibility.
✔️ Stunning sunset views and a tranquil setting.


πŸ“ž Ready to Make It Yours?

Don’t miss out on this incredible opportunity to own a piece of paradise in Kawartha Lakes. For more information or to schedule a viewing, contact:

πŸ“© Erin Corcoran, REALTOR®
🏑 RE/MAX Prime Properties
πŸ“ž 705-305-1748
πŸ“§ erin.corcoran.remax@gmail.com

πŸ“© Rachel Adams, Mortgage Agent Lvl 2
🏦 Private & Traditional Financing Expert
πŸ“ž 705-302-2990
πŸ“§ rachel@racheladamsmortgages.com


Make your dream lakeview home a reality today! πŸŒ…




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